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DREAM HOME
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Thursday, March 8, 2012

2.99% is Back with Improvements Program

                                                                   ...
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Friday, March 2, 2012

Should you get a second opinion?

         

Senior Manager, Residential Mortgages                                                   ...

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Saturday, February 18, 2012

The Perfect Buying Opportunity?

 The amount of new articles over the past month and a half certainly point to the Federal Government leaning heavily toward reducing the amortizations to 25 years – Will they or Won’t they?   

 

Here’s what I do know for sure –

·        Interest rates are at historical all time lows, yes they really are this time.

·    ...

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Saturday, February 18, 2012

HST Threshold being raised to $850,000 effective April 1, 2012

HST Threshold being raised to $850,000 effective April 1, 2012

Government announces the transition rules for the HST early

 

The Honourable Kevin Falcon, Minister of Finance, held a press conference today in Victoria to announce transition rules for the harmonized sales tax and the affect it will have on the home building industry. Effective April 1, 2012, the threshold for new housing rebates...

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Saturday, January 21, 2012

The Devil in the Details

As I’ve said for years,  it’s not all about the rate, never is, never should be!   It’s about providing the right advice and information to the client so they can make an informed decision.   Read the fine print.

 

 16. Read fine print on low-rate mortgages

Toronto Star

Jan 19, 2012

Madhavi Acharya-Tom Yew

 

Bank of Montreal made headlines with the 2.99 per cent...

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Tuesday, August 16, 2011

PROJECT FINANCING OR SINGLE FAMILY DWELLING PROJECTS

PROJECT FINANCING  OR SINGLE FAMILY DWELLING PROJECTS

“Did you know?”      

 

Did you know -  12 month rate guarantee on construction of new single family dwellings,  your client’s rate will not go up.

 

Did you know -  up to 24 month rate guarantee on purchase of a to be or under construction apartment condominium or townhouse

 

Did you...

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Thursday, August 11, 2011

Professional Athletes and Professional Sales People

What Do Professional Athletes And Professional Sales People Have in Common?
By Richard Robbins | Blog Update Aug 11, 2011

I've always believed that professional athletes and professional salespeople have a lot in common.

As a pro athlete, you wake every morning starting again at zero, understanding that your success is based on how you perform in the next game. There is no tenure, no taking it easy because...

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Thursday, July 14, 2011

Mobile Mortgages

Did you know?”      

 

Did you know  - Mobile Home financing is available up to 95% of the purchase price?

 

Did you know Mobile Homes can be financed on both leasehold and monthly rental situations.

 

Did you know – Mobile Home amortization can be up to 25 years.  Older mobile homes may have amortization reduced if they have not been upgraded....

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Thursday, June 30, 2011

BC Home Sales to Rice 5% This Year

Home Sales to Rise 5 Per Cent This Year
BCREA 2011 Second Quarter Housing Forecast

Vancouver, BC – June 30, 2011. The British Columbia Real Estate Association (BCREA) released its 2011 Second Quarter Housing Forecast today.

BC Multiple Listing Service® (MLS®) residential sales are forecast to increase 5 per cent from 74,640 units in 2010 to 78,200 units this year, before increasing a further 3.1 per...

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Wednesday, June 22, 2011

Did you know?

                                                                   ...

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Wednesday, May 25, 2011

A Home for your College Kid

“Did you know?”      

 

Did you know -  your purchaser can borrow up to 90% financing to purchase a condo for their son/daughter to live in while they attend school.

 

Did you know your purchaser can borrow up to 95% financing to purchase a condo if their son/daughter goes on Title as well.

 

Did you know there are no interest rate premiums or surcharges...

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Wednesday, February 23, 2011

Home Sales to Climb Eight Per Cent in 2011

Home Sales to Climb Eight Per Cent in 2011
BCREA Housing Forecast Update - First Quarter 2011

Vancouver, BC – February 23, 2011. The British Columbia Real Estate Association (BCREA) released its Housing Forecast for the first quarter of 2011 today.

BC Multiple Listing Service® (MLS®) residential sales are forecast to increase 8 per cent from 74,640 units in 2010 to 80,900 units this year, and increase...

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Friday, February 11, 2011

Mortgage changes for March from Gerry Smith of TD

Gerry Smith AACI, P.App                                                           

Senior Manager, Residential...

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Friday, February 4, 2011

Where did the buyers come from? 2010

Victoria Home Sales for 2010
70% of buyers were from the Greater Victoria area.
15% were from outside BC but within Canada
3% were from outside Canada.
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Thursday, December 16, 2010

The National Real Estate Picture

TD Economics

 

Release: November extends the climb in home sales to four months

  • Existing home sales increased for a fourth consecutive month in November, climbing by 4.8% M/M to nearly 38,000 units (seasonally-adjusted).  As of these November figures, sales were roughly halfway between their peak of December 2009 and their trough of July 2010.
  • Sales activity increased in two-thirds of local...
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Monday, November 8, 2010

BC Lions

BC Lions! Otis my man.... did you see him flappin his gums after the game. That was Ti Cat linebacker and former BC Lion Otis Floyd commenting on the BC Lions chances of making the playoffs after the Lions beat them at home on Saturday. The Lions did make the playoffs and they play the Roughriders in Sk next weekend. Go Lions Go
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